Associate
Tamar Kiknadze is an Associate at BLC, practising in financial services regulation with particular emphasis on the FinTech sector. She advises payment service providers, virtual asset service providers, and other financial sector participants at every stage of their engagement with the National Bank of Georgia, from initial registration and licensing through ongoing compliance, supervisory correspondence, and inspections.
Her practice combines regulatory and transactional work. On the regulatory side, she prepares the AML/CFT policies, product descriptions, and compliance frameworks that underpin registration and licensing, and manages responses to supervisory comments. On the transactional side, she drafts and negotiates commercial, fintech-related, and data protection agreements, and supports corporate governance, restructuring, and capital markets matters, including bond issuances. She works across Georgian, English, and Russian and regularly prepares bilingual regulatory and transactional documentation.
Before joining BLC, Tamar served as in-house attorney at a licensed payment service provider. That experience gives her a practical understanding of how regulatory requirements operate inside a supervised institution and informs the advice she provides to clients in the sector. She earlier gained experience as a paralegal at another prominent law firm in Georgia.
Tamar is active in the international arbitration community as a former moot court competitor, coach, and organizer of the Willem C. Vis International Commercial Arbitration Moot Tbilisi Pre-Moot, and has completed Module I of the Arbitrator Qualification Course at the Academy of Georgian Arbitrators Association.
- Advises payment service providers and virtual asset service providers on registration with the National Bank of Georgia, preparing compliance descriptions and regulatory documents.
- Supports capital markets matters, including work on a public bond prospectus, resolution of National Bank of Georgia reviewer comments, and comparative Georgian and English review of retail bond terms and conditions.
- Works on cross-border transactional matters, including collateral arrangements for crypto-backed lending, and capital contribution agreements structuring cross-border fund flows.
- Advises on corporate and shareholder matters, including directorship agreements, board and shareholder resolutions, charter amendments, and a shareholder dispute concerning related-party transactions and directors' conflicts of interest.
- Prepares data protection documentation under Georgian law, including cross-border data transfer agreements and personal data protection policies for commercial and franchise arrangements.
- Module I of the Arbitrator Qualification Course, Academy of Georgian Arbitrators Association
- LL.M. Candidate in International Business Law, Free University of Tbilisi (Full State Scholarship)
- Bachelor of Laws, Free University of Tbilisi (Full State Scholarship)
- Traineeship at the Court of Justice of the European Union, chambers of Judge Krystyna Kowalik-Bańczyk (2023)
- National Champion (Georgia), Philip C. Jessup International Law Moot Court Competition 2023; Top 200 Oralist at the international rounds and author of the Best Respondent Memorial (ILSA)
- Certified Anti-Money Laundering Officer (2025) and Certified Data Protection Officer (2024)